Legal information

Access to the website of Credit Life International N.V. is subject to the following terms and conditions:

Liability

Credit Life International N.V. cannot guarantee the currency, correctness, completeness or quality of information provided. Credit Life International N.V. will accept no liability except for proven deliberate intent or gross negligence. This applies to both direct and indirect property damage or financial loss caused by use of the proffered information or of inaccurate or incomplete information. Credit Life International N.V. reserves the right to make alterations to the content of its home page at any time.

Intellectual property   

The content and structure of the website are protected by copyright law. All rights are and will remain reserved. No information or data (text, image, graphics, sound, video, animation and other files) on any webpage, and no extract from such files, may be used or exploited in any form without prior written permission.

Brands and logos

All brands and logos, including those of third parties, mentioned on the website are entirely subject to any applicable trade mark law and to the property rights of the registered owner.

Hyperlinks and references to other websites

Individual undertakings operating under the umbrella of Credit Life International N.V. use their own trade names and have their own websites providing information about their own products and services.   
Following certain links may involve navigating away from the information services of Credit Life International N.V.. Credit Life International N.V. cannot guarantee the correctness, accuracy, reliability or completeness of information on such linked webpages and expressly refuses to accept liability for any errors or omissions in such information. Hyperlinks to other webpages are provided purely for the convenience of users and do not imply that Credit Life International N.V. endorses or guarantees the correctness of these webpages or of the products and services therein described.
No liability will be accepted for any direct damage or consequential loss caused by using these webpages or downloading any kind of information.

Creation of links to the Credit Life International Services GmbH website

If a link is made to the Credit Life International N.V. website it shall appear on the home page www.creditlife.net and shall not infringe any rights of Credit Life International N.V. or other companies in the RheinLand Versicherungsgruppe, particularly copyright, intellectual property rights and trade marks. No link shall be created without the prior consent of Credit Life International N.V..

 

Credit Life International N.V. cannot guarantee the up-to-dateness, correctness, completeness or quality of information provided. Credit Life International N.V. will accept no liability except for proven deliberate intent or gross negligence. This applies to both direct and indirect property damage or financial loss caused by use of the provided information or of inaccurate or incomplete information.

Credit Life International N.V. reserves the right to make alterations to the content of its home page at any time.

We have a deep sense of responsibility for the security of visitors to our webpages. Because Credit Life International N.V. attaches great importance to data protection, the following information about the use of personal data is provided for the reassurance of visitors:

Collection of data for the compilation of user profiles   

This website collects data for marketing and optimisation purposes. These data are used to compile user profiles under a pseudonym. This may involve the creation of cookies. Cookies are small text files that are stored locally in the temporary caches of users’ internet browsers so that the user’s browser will be recognised on his/her next visit. The data thus collected will not be used to identify any visitor personally without his/her express consent and will not be associated with the personal data attached to any pseudonym. This data collection and storage may be halted by the user at any time and will not resume thereafter. Credit Life International N.V. may, as far as legally permissible, pass on  information provided by users to co-operating partners of Credit Life International N.V. and to contractual service providers, who are also required to preserve secrecy and confidentiality when processing such data.

Data encryption

Credit Life International N.V. attaches great importance to confidential processing and protection of user data against third-party misuse. To ensure secure data transfer, all user data are encrypted using a 128-bit Secure Sockets Layer, which is an internationally recognised security standard. This technology guarantees secure exchange of data between users and Credit Life International N.V.. Users know they are in a secure zone when they see that the ‘https’ protocol is being used.
Updating of data protection statement
Our data protection statement will be  updated whenever Credit Life International N.V. begins to act as intermediary for a new product or service or changes its internet procedures, or in response to new developments in internet and computer security technology. Hence Credit Life International N.V. reserves the right to alter or add to this statement when necessary. Any changes will be publicised on this site. The current version is dated 01.09.2010.
Applicability of the data protection statement for Credit Life International N.V. website
This data protection statement applies to all webpages maintained by Credit Life International N.V.. Our data protection statement shall not be invoked with respect to any links to other undertakings that may appear on our website. Credit Life International N.V. guarantees the confidentiality of personal data by imposing a duty of secrecy on its employees. It also guarantees that its security measures reflect the current state of technological development.

User rights

Users have a right to access their stored personal data and a right to correct, block or delete incorrect data. If you have any questions please contact:

Credit Life International N.V.
Marketing
Noorderpoort 9
NL-5916 PJ Venlo

Credit Life International N.V.
Noorderpoort 9
NL-5916 PJ Venlo

Chair of the Supervisory Board

Dr. Rer. Pol. h.c. Klaus G. Adam

Board

Christoph Buchbender
Udo Klanten
Andreas Schwarz
Jutta Stöcker
Alexander van Zutphen

Registered office

Neuss

Companies Register

Kamer van Koophandel Limburg
No. 24 332 512
VAT number: NL811160610B01

Regulatory authority

Autoriteit financiële markten (AFM)
Registration no. 12000447
P.O. Box 11723,
NL-1001 GS Amsterdam
Niederlande

Technical contact

Credit Life International N.V.
Marketing
Noorderpoort 9
NL-5916 PJ Venlo