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The right insurance solution for every area of life.

Insuring real estate financing

A secure foundation for mortgages

The low loan interest rates are tempting. Thus, increased focus on lending in the residential sector. People build or buy new houses, renovate or modernize their homes like never before – often forgetting that their mortgages are probably the biggest form of debt in their lives.

Protecting real estate financing

In the long period of time, there are many risks that can burden or even jeopardize the continued existence of the financing rate. Possible risks are either carelessly blotted out or the customers are convinced that they are adequately covered. This is a case of false sense of being protected – since illness/disability, unemployment and death are the main reasons for over-indebtedness of private persons.

Protect the income and the financing of your customers, whether they are owner-occupiers or investors. As a lender, you too benefit by minimizing your credit default risk, while at the same time increasing your income. Credit Life offers you a modular solution that you can tailor to suit your sales focus and the needs of your customers.

Loans with residential use

Our insurance solutions can be applied to all loans with residential use. In the event of a claim, they assume the outstanding loan instalments, the agreed insured sum or the remaining loan sum. Your customers and their relatives are thus in a position to maintain their home ownership, despite financial losses in the event of their dependence on health or unemployment benefits.

Integrating protection into your advisory process

For this solution, we offer you to integrate the topic of protection into your advisory processWithout any greater expenditure of time or even having to cross-sell at the end of the consultation.

Risks

See here a selection of the insurable risks.

Temporary disability

Unemployment

Permanent disability

Hospitalization

Dread diseases

Death

Accidental death

Disability caused by accident

Assistance services

Contact person

Jessica Renner

Key Account Managerin Retail

Phone: +49 (0) 2131 2010-7007
E-Mail: service(at)creditlife.net
Social Media: LinkedIn | Xing